Payment policies

Payment Policy – SMS Stores

Last updated: November 2025

At SMS Stores, we strive to provide a safe and smooth checkout experience for all customers. By placing an order, you agree to the terms outlined in this Payment Policy.

1. Accepted Payment Methods

We accept the following secure payment methods:

  • Credit/Debit Cards (Visa, MasterCard, American Express, Discover)

  • PayPal

  • Apple Pay / Google Pay 

  • Shop Pay

  • Other local payment options available depending on your region

All payments are processed securely through trusted third-party payment providers.

2. Currency

All prices on our website are displayed in your local currency (based on your location).
Final payment will be processed in the currency shown at checkout.

3. Payment Authorization

Upon completing your purchase:

  • Your payment method may be authorized to verify funds.

  • You will receive an order confirmation email once your payment is successfully processed.

4. Billing Information Accuracy

Customers must provide accurate and complete billing information.
SMS Stores is not responsible for orders delayed or cancelled due to:

  • Incorrect billing details

  • Failed payment verification

  • Bank authorization issues

5. Fraud Prevention

For your protection, all payments undergo security checks.
SMS Stores reserves the right to:

  • Cancel any suspicious or high-risk orders

  • Request additional verification (ID or payment proof) if necessary

This ensures a safe shopping environment for all customers.

6. Managing Declined Payments

If your payment is declined:

  • Try another payment method

  • Contact your bank or payment provider

  • Reach out to our support team if the issue continues

7. Refunds & Cancellations

Refunds will be issued to the original payment method only.
Once a refund is processed, please allow:

  • 3–7 business days for the funds to appear in your account
    (depending on your bank or payment provider)

For details, refer to our Refund Policy.

8. Contact Us

If you have any questions or concerns about payments, feel free to contact us:

📧 Email: sabithsm22@gmail.com
📞 Phone: +44 7833 828408

We’re always here to help!